Environment

Acting responsibly is a central corporate objective for us and is part of the self-image of cooperative institutions. With our sustainability commitment, we want to give our customers and business partners an assurance of DZ BANK's commitment to sustainability and affirm the level of ambition we are striving for.

The image depicts a woman standing outside a house near a brick wall, preparing to charge an electric vehicle. She is holding a charging cable connected to the charging station mounted on the wall. The car's charging port is visible, indicating that it is ready to be plugged in for charging. The setting appears to be residential, characterized by the house's exterior and the driveway where the vehicle is parked. The weather looks clear, and the woman's attire suggests a casual setting.

Financial Products with Sustainability Aspects

When investing with our sustainability-oriented financial products, we take into account ecological, social and ethical criteria, thereby promoting the sustainable development of our society and the responsible use of limited resources.

The image depicts a sleek and modern cable-stayed bridge capturing an aerial or elevated view. **Characteristics observable include:**

1. **Structure:**
- Several cables that extend diagonally from the pillars to support the bridge deck.
- Pillars or towers that rise vertically, providing structural support.

2. **Road:**
- The bridge's roadway is divided by median lines.
- Vehicles are visible driving along the route, indicating its usage for vehicular transportation.

3. **Environment:**
- Water bodies are visible on either side of the bridge.
- Surrounding landscape includes distant hills or landforms extending towards the horizon.
- The sky reflects a soft gradient transitioning from daylight to evening colors, suggesting the time is either dawn or dusk.

4. **Perspective:**
- The view is symmetrical, accentuating the geometric design and engineering of the bridge.

**Overall Impression:**

- The image portrays a harmonious blend of architectural sophistication and natural surroundings, emphasizing the connectivity between landmasses over a water area, likely for vehicular transport.

Climate Target Control

DZ BANK recognises that the financial sector has a significant role to play in aligning the economy with the Paris climate targets. That is why we will align our portfolio with the 1.5 degree target and the ‘net-zero future’ vision.

The image shows a person tending to plants on a rooftop garden, with modern buildings in the background. The plants are lush and green.

Operational Ecology

Environmental protection is a key concern for DZ BANK. We aim to use natural resources as efficiently as possible in our own operations and throughout the entire DZ BANK Group we have committed ourselves to a climate strategy.