Investor Relations

Transparency is the basis for the trust of customers and society, and trust is what makes the cooperative financial network strong.

Dr. Cornelius Riese, CEO DZ BANK

A man sitting on a modern staircase with black cushions; he is dressed in a suit.

The image shows a modern skyscraper with a distinctive architectural design. The building features:

1. **Height and Structure**: It's a tall building with multiple stories visible, characterized by a rectangular form and a grid-like pattern on its façade.

2. **Design Elements**: At the top, there is a unique structural element resembling a fan shape or a quarter circle. This piece gives the building a futuristic look and distinguishes it from other typical high-rise structures.

3. **Materials Used**: It's primarily made of glass and steel, which is evident from the reflective windows and steel beams supporting the upper design framework.

4. **Skyline Context**: The building is set against a clear blue sky, indicating it's a daytime image that could be in an urban area known for its contemporary architecture.

Overall, the building is a strong example of modern architectural design, echoing themes of innovation and urban flair.

Results for 2025: DZ BANK Group reports a profit before taxes of €4.3 billion

• Very healthy customer business
• High contributions to earnings from insurance, asset management and banking
• Unremarkable loss allowances at Group level
• High level of capital adequacy
• Steadfast continuation of strategic course

Profile of the DZ BANK Group

The DZ BANK Group forms part of the German cooperative financial network, which includes around 770 Volksbanken Raiffeisenbanken and is one of Germany’s largest private-sector financial services organizations measured in terms of total assets.

The image shows a person wearing a dark suit with a white shirt underneath. The background appears to be an indoor space with white walls and some greenery visible through a window.

DZ BANK Management

Presentation of a line graph showing financial or statistical data in a modern office environment.

Ratings

DZ BANK is being rated by Standard & Poor's, Moody's and Fitch.

A person holding and examining papers in front of a large window, with an electronic device on the table.

Reports

Find our financial, risk, and regulatory reports of DZ BANK Group and DZ BANK AG.

The image shows a person wearing a suit, holding documents and a digital device, likely a tablet or laptop. The setting appears to be an office environment with a window in the background.

Bondholder Information

Find information on capital instruments of the DZ BANK Group as well as prospectuses and final terms of our issuances here.

People in formal attire in an audience clapping

Events

The image depicts a serene and scenic landscape, characterized by a combination of natural elements:

1. **Forest Area:**
- Extensive coverage of lush green vegetation, likely composed of dense forest stretching across the image.
- Diversity of tree species and plant life visible due to variation in green hues.

2. **Water Body:**
- Presence of a calm and reflective water body, possibly a lake or a river, meandering through the forest.
- The water surface appears smooth, reflecting the surrounding trees and sky.

3. **Sky:**
- Clear, expansive sky with subtle shades ranging from light blue to soft orange, indicating a time either close to sunrise or sunset.
- Gentle, diffused sunlight illuminating the scene.

4. **Topography:**
- Gentle rolling hills or undulating landscape covered with forest.
- Provides a sense of depth and dimension to the scene.

5. **Overall Atmosphere:**
- tranquil and peaceful environment, typical of a remote natural landscape.
- Likely a place suited for relaxation, exploration, or nature related activities.

This image is a vivid representation of the beauty and tranquility found in untouched natural landscapes.

Sustainability in the DZ BANK Group

Responsible management is a value that is deeply rooted in our cooperative corporate identity. It guides our actions in the various areas of sustainable banking - from strategy and risk management to communication.

Green Bonds

DZ BANK supports the shift towards a sustainable economy and a responsible use of limited resources with its sustainable financing products. It has been active in the market segment for Sustainable Bonds since 2013 and is one of the leading European syndicate banks in this segment. By issuing its own green bonds, DZ BANK underlines the great importance it attaches to sustainability topics.