Sustainability ratings

The image depicts a serene and scenic landscape, likely captured during sunset or sunrise. Key elements in the image include:

1. **Dense Forest:** The foreground is dominated by lush greenery, suggesting a dense forest of trees. The vibrant colors indicate healthy vegetation, and the varying shades of green show diversity in the plant life.

2. **Winding River/Lake:** Nestled within the forest is a winding body of water, either a river or a small lake, adding a tranquil element to the scene. The reflection of the surrounding trees and the sky may be visible on its surface.

3. **Rolling Hills:** Beyond the immediate foreground, the landscape features rolling hills extending towards the horizon, covered with more forested areas.

4. **Sky:** The backdrop showcases a sky painted with hues characteristic of early morning or late afternoon, such as soft yellows, oranges, or pinks, enhancing the natural beauty of the scene.

5. **Horizon:** In the distance, the horizon stretches, providing a panoramic view of the area, which may include additional bodies of water or clusters of trees.

Overall, the image evokes a sense of peace and connection with nature, highlighting the beauty of a tranquil, undisturbed environment. This scene likely serves as a habitat for various wildlife and plant species, presenting an ideal space for outdoor activities such as hiking, birdwatching, or simply appreciating the natural landscape.

Investor Relations

Sustainability Ratings

For some years now, the DZ BANK Group has been one of the leading financial institutions in terms of sustainability, as regularly evidenced by our performance in sustainability ratings of the rating agencies.

Sustainability ratings of the DZ BANK Group

Prime Status - Grade C+

52 points

(Rating scale: A+ to D-)
Last update: January 2022

Awarded prime status since 2011
Above-average engagement with regard to environmental and social issues

(Rating scale: 0 to 100 points)
Last update: February 2024

DZ BANK Group performs on average in sector comparison

Sustainability ratings of the DZ BANK AG

AA

16.7 points

(Rating scale: AAA to CCC)
Last update: December 2023

Consistent AA rating since 2015
DZ BANK AG is one of the industry leaders in managing most significant ESG risks and opportunities

(Rating scale: 0 to 40+ points, the lower the better)
Last update: November 2024

Corporate governance risk low compared to its peers
Low risk of experiencing material financial impacts from ESG factors

3

(Rating scale 1-5; 1 is best)
Last update: April 2024

- "Entity" - assessment of the company's activities from an ESG perspective: 3
- "Instrument" - contextualised assessment: 2
- "Framework" - assessment of the frameworks for sustainable financing: 2

Disclaimer

The rating information we have compiled constitute publicly accessible information. We have merely chosen to publish them on our website as an additional service for our shareholders and investors. Any explanation of the significance of a rating may be obtained only from the rating agency. These reports do not necessarily represent the opinion of DZ BANK, nor should they be seen as a recommendation to buy securities issued by DZ BANK. DZ BANK accepts no liability for the completeness, timeliness, accuracy or selection of such information.