DZ BANK - the initiative bank

DZ BANK completes third pilot transaction with Smart Derivative Contract – Volksbank fund participates for the first tim

DZ BANK has completed a third pilot transaction involving a Smart Derivative Contract (SDC) with Union Investment.

to the press release
Renewable energies defy uncertain environment

Despite political challenges, project financing in renewable energies remains on a growth path.

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Preliminary results for 2024:

DZ BANK Group reports a profit before taxes of €3.3 billion

“We have remained on our growth trajectory and exceeded the very good result of the previous year.”

Cornelius Riese,
Chief Executive Officer of DZ BANK

to the press release
Shared knowledge enables future generations.

"FUTURE | STRONG means passing on knowledge to enable innovation."

Carl Amendola, General Manager, DZ BANK New York

Learn more about FUTURE | STRONG

Local. International. Customer-focused.

DZ BANK is the central institution of the Volksbanken Raiffeisenbanken cooperative financial network and the central bank for the approximately 700 cooperative banks in Germany, in which it holds a majority stake.

As a commercial bank, it also serves companies and institutions both locally in Germany and internationally.

You want a strong future? Let's create it together!

As one of Germany’s leading banks, DZ BANK leverages 150 years of experience to innovate and co-create tomorrow's opportunities for and with our clients.

One of our particulars strengths lies in our international network, designed to address our clients’ needs not only at their starting point, but also to meet them where they intend to go – in exciting markets and growth regions worldwide. It combines our local and global expertise into a robust foundation for our clients’ strong future business endeavors.

Cooperative and pro-active banking. This is what DZ BANK stands for.

DZ BANK offers the full array of financial services to its customers, including access to international financial markets via our international network. Have a look at our specific services for you and contact us for your tailor-made financial solution:

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**Setting:**
- The image appears to be set inside an industrial or manufacturing facility. This is evident from the large space with visible structural elements such as steel beams and machinery in the background.

**Individuals:**
- There are three individuals in the image.
- All three are wearing formal attire, consisting of suits or blazers, which is common in professional or business settings.
- They are all equipped with white safety helmets, indicating a site inspection or involvement in construction/industrial work.

**Activities:**
- The individuals are engaged in discussion; one of them is holding a document which could be a blueprint or plan.
- Their gestures imply either assessing the site or discussing some project details.

**Lighting & Atmosphere:**
- The facility has adequate lighting, possibly from natural sources or well-placed artificial lighting, providing a clear view of the interior.

**Overall Impression:**
- This image communicates a sense of professionalism and collaboration in an industrial setting, likely focusing on construction, engineering, or manufacturing discussions.

Corporate Clients

We support companies as financial partners on a sustainable basis, locally or internationally, from single projects to long-term financial support.

Our products & services:
• Financing
• Risk Management
• Research

A typical workplace situation at DZ BANK: two colleagues comparing notes and discussing client cases

Institutional Clients

We offer you a broad product range and many years of expertise in the capital markets business. Individual solutions, customized for your special requirements.

Our products & services:
• Investments
• Hedging
• Transaction Banking

Good news from DZ BANK HR: A woman is smiling at a message on her smartphone, in the background office environment

Talents

For experienced or young professionals, students or trainees: DZ BANK is a bank with many functions – and therefore offers a broad spectrum of career options. Find out more about:

• Our jobs for all levels of professional experience, from junior employee to experienced professional in the fields of Finances, IT, Payment & Accounts, Legal, HR or Marketing
• Benefits from advanced trainings to working time models
• Our current job offers

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Investor Relations

A successful business relationship is based on trust and transparency. We provide all our stakeholders with up-to-date reports, data and further insights into how our bank operates:

• Financial, risk, and regulatory reports
• Ratings
• ESG strategy and commitment

Financial Reports

“Transparency is the basis for the trust of customers and society, and trust is what makes the Cooperative Financial Network strong.” – Uwe Fröhlich and Dr. Cornelius Riese, Co-CEO DZ BANK

Find all financial, risk, and regulatory reports of DZ BANK Group and DZ BANK AG here.

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Financial Statements 2022

“Despite continuing challenges, we can be very satisfied with our business performance in the year to date”: Find our 2023 Half-Year Financial Report here.

View 2023 Half-Year Financial Report

More about DZ BANK

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DZ BANK International Network

With 10 international branches and representative offices as well as a network of cooperation partners, DZ BANK supports your international business with solutions for your import and export business both at home and abroad. We strive to support companies as financial partners on a sustainable basis and in a spirit of partnership.

Two colleagues are having a casual and good-humored chat in business surroundings

Careers at DZ BANK

DZ BANK is a bank with many functions – and an employer with diverse tasks for trainees, university graduates, and experienced professionals. Here you can learn and contribute what you have learned, proceed courageously and take everyone with you, grow yourself and let everyone else grow.

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DZ BANK Press Center

Press releases, topical issues and contacts: Our Press Center provides journalists and other interested persons with up-to-date information and press material.

Insights from DZ BANK

DZ BANK is the second largest bank in Germany. And there are good reasons for working with us. Would you like to learn more about us?

We are happy to show you who we are, what makes us special and what tasks we perform together in partnership within the Cooperative Financial Network.

DZ BANK completes third pilot transaction with Smart Derivative Contract – Volksbank fund participates for the first tim

Renewable energies defy uncertain environment

Preliminary results for 2024:

DZ BANK Group reports a profit before taxes of €3.3 billion

Shared knowledge enables future generations.