In our analyses, we take off our "German glasses", change our views in different scenarios and adopt new perspectives. It is important to take local and cultural particularities into account, whether when looking at individual markets, talking to clients or during meetings in the respective country.

Partnership defines our ethos; team performance, diversity of thought, collaborative problem-solving, and trust in individual expertise drive our success. This extends to our customer relationships; we prioritize open dialogue, mutual exchange, and deeply value our clients' needs, shaping our services and actions accordingly.

Discovering and trying out new things, always looking for the perfect solution: we strive to optimise services for our customers, to continuously develop analytical methods and to streamline our processes.We use the possibilities offered by digitalisation in analysis, publication production and distribution.

Sustainability shapes our entire analysis. We therefore place great emphasis on continuity in coverage and at the same time strive to make dynamic adjustments to our research universe in order to meet the needs of our internal and external clients, private clients and cooperative banks alike.

Our analysis and publication process is marked by security, transparency, and independence. We ensure comprehensible methods, shared responsibility for forecasts, dual control in research publications, and confidentiality for investment and strategy recommendations.

Albeit having brilliant specialists in their own right on board, we can only develop our full potential when we work as a team. We appreciatemcooperation, interaction and exchange; the serve and the return. Furthermore, we rely on our clients’ feedbacks, continue to undergo further training and are open to new ideas.

We courageously express our opinions, even if they are critical or challenge established practices. This, at times, means swimming against the tide, listening to outsider opinions and integrating them into an overall picture, choosing innovative approaches to new topics and revising opinions if necessary.

For us, consistency goes hand in hand with courage. When the environment in which we have built our overall picture of economic trends and developments in the financial markets changes, it takes courage and consistency to react to it, to act and to change opinions and forecasts, to gain experience and draw best conclusions.