Primary market / Financing

The image depicts a person using a laptop, likely in a data center or technology-focused setting. The individual is standing and appears to be typing or interacting with the device. The background is blurred, suggesting rows of servers or electronic equipment racks, characterized by soft lights and a technologically futuristic atmosphere.

Customized financing solutions as the basis for sustainable success

DZ BANK supports you in issuing customized product solutions in both the Equity Capital Markets and Debt Capital Markets environments. In addition, our experts develop financing solutions tailored to your needs.

The image shows two individuals working in front of a computer screen displaying digital data visualizations, such as graphs and charts, indicating financial data analysis or trading.

Debt Capital Markets (DCM)

We offer broad access to German investors as well as strong placement capabilities with foreign investors.

### Description of the Image

**Setting:**
- The image depicts a professional meeting or presentation setting in a conference room.
- Modern office environment with minimalistic design elements.

**Participants:**
- Five individuals are seen, four seated and one standing:
- **Standing Presenter:**
- Positioned at the front, near a whiteboard.
- Appears to be explaining or discussing points written on the board.
- Likely a business professional given the attire - shirt and tie.

- **Seated Attendees:**
- Comprising both men and women.
- Dressed in business-casual attire.
- Engaged in listening, possibly taking notes or asking questions.

**Background Environment:**
- A whiteboard with various notes, diagrams, and charts written on it.
- The whiteboard content seems to be a mix of text and graphical elements, indicative of business strategy discussion or project planning.
- Glass panel or partition visible, providing a transparent view into or out of the room.

**Atmosphere:**
- Professional and collaborative.
- Focused, possibly involving brainstorming, presentation, or strategic planning.

This setting reflects a typical corporate environment where ideas are shared and business strategies are discussed among team members. It emphasizes teamwork, strategic thinking, and professional communication among colleagues.

Equity Capital Markets (ECM)

Many years of ECM experience and proven structuring expertise ensure customer-specific transaction concepts, security and reliability in the process flow, and ultimately transaction success.

The image depicts a scenic landscape featuring several elements:

1. **Wind Turbines**: A series of large wind turbines are scattered across fields in the foreground, harnessing wind energy and contributing to renewable energy production.

2. **Crops and Fields**: The green fields appear well-maintained, indicating farmland or rural landscapes used for agricultural purposes.

3. **Dense Forests**: Lush, dense forests comprising tall trees occupy the mid-ground of the image, contributing to the natural beauty and biodiversity of the area.

4. **Mountain Range**: Snow-capped mountains dominate the background, adding dramatic elevation and contrast to the landscape.

5. **Clear Sky**: The sky appears mostly clear except for a few clouds, allowing sunlight to illuminate the scene and add vibrancy to the colors.

6. **Seasonal Indication**: The presence of snow suggests a season like late autumn or early spring, albeit outside of high summer months.

This combination of natural elements, energy production, and agricultural activity presents a harmonious blend of sustainable development and scenic beauty.

Leading underwriter of Sustainable Bonds

Corporate Responsibility has a long tradition at cooperative banks. Accordingly, at DZ BANK, as central institution of the cooperative network, sustainability is anchored in our DNA. Sustainable Finance is therefore an essential part of our core business. With our Sustainable Financing products, we take into account environmental, social and ethical criteria and thus specifically promote the sustainable development of our society and the responsible use of limited resources.nachhaltige Entwicklung unserer Gesellschaft und einen verantwortungsvollen Umgang mit begrenzten Ressourcen